Cleveland and Ooltewah real estate and homes for sale in Tennessee - Jannis Sams and Max Phillips, REALTOR® Jannis Sams and Max Phillips REALTOR(r) for Cleveland and Ooltewah, Tennessee real estate - NUMBER1EXPERT™ Jannis Sams and Max Phillips NUMBER1EXPERT(tm) for Cleveland and Ooltewah, Tennessee real estate
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Jannis Sams and Max Phillips, REALTORŪ, real estate agent and broker for Cleveland and Ooltewah Tennessee home listings, property and land for sale - NUMBER1EXPERT(tm)
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For Realtors: Cleveland and Ooltewah Tennessee home buying, real estate listings, and homes for sale in Bradley                        County, TN
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Real Estate Tips
Closing or Settlement >The Good Faith Estimate

When you buy a home, you will pay "closing costs" in addition to the down payment. These costs include the "points" you pay on your mortgage loan, title and hazard insurance, the title search, legal fees, and other charges imposed by the lender. These charges vary by state and county, but they usually represent a considerable amount of money.

Your real estate agent can tell you about the closing costs in your area. Ask your agent for some general figures when you begin your search for a new home, and use this information as a guideline. When you apply for your loan, the lender is required to provide you with a "good faith" estimate of the closing costs. The lender's good faith estimate is usually close to the actual amount, since the sales contract will have the price and terms of your new home spelled out. As the closing approaches, your real estate agent will give you a final figure for the check that you will bring to the closing table.

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Real Estate Trivia
Q 
Who received the largest land grant ever given to an English subject for only two beaver skins per year?

A 
William Penn, the Quaker leader, received Pennsylvania and Delaware to settle a debt owed his father by King Charles II.
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Jannis Sams and Max Phillips, REALTORŪ, real estate agent and broker for Cleveland and Ooltewah Tennessee home listings, property and land for sale - NUMBER1EXPERT(tm)

JANNIS SAMS and MAX PHILLIPS
Crye-Leike, REALTORS

4627 North Lee Hwy.
Cleveland, TN 37312
OFFICE: (423) 473-9545
Max Cell: (423) 596-7173
Jannis Cell: (423) 503-2945
Fax: (423) 473-8275
Email JANNIS: Jannis.Sams@EastTennessee-RealEstate.com
Email MAX: gmaxphillips@msn.com

Welcome to East Tennessee Real Estate! Professionals Jannis Sams and Max Phillips are here to help, whether your buying, selling, or leasing. For over 23 years, Jannis and Max have specialized in residential, commercial, land, and developments. They are people you can trust and dedicated to provide the service you deserve. So, if you have any East Tennessee Real Estate needs give Jannis or Max a call today!

CRS Equal Housing GRI MLS REALTOR RELO


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