No need to worry, Even if it’s Your First Home!
If you are new to the process, homebuying can be a bit intimidating. This is a time when the expertise of top realtors is especially needed. Let us give you step by step instruction and guide you along your way to your first home!
Ask us anything and everything. We have the answers and we love sharing them!
When first negotiating your way into the Cleveland and Ooltewah market we will get you started by working together to answer the following basics:
How much can you afford?
How one qualifies for a mortgage.
How much should you put down?
How one gets approved for financing? What banks are looking for.
How much your mortgage payments will be.
The tax advantages of buying.
How to buy a home with little or nothing down.
What’s better for you? Renting or buying?
Let’s get started! Tell us about you and what you’re looking for below. No charge and no strings. Just a great start down the path of buying your first home! 
Bargain Properties >Get Rich Quick with Real Estate
You see them on cable TV, sitting around a swimming pool, sharing stories about how they got rich quick by buying valuable real estate for give-away prices. They took a course on how to invest in real estate and became millionaires overnight--with nothing down and no credit hassles from mortgage lenders. The course worked for them, and they say it will work for you, too.
If all this sounds too good to be true--it is! These "get-rich-quick" courses and schemes are being investigated by consumer fraud agencies around the country. This does not mean that you can't become a millionaire by investing in real estate. But investing in real estate requires one important thing from you--an investment of cash. You can't build an empire overnight, but you can do very well over the long term by selecting property in a good location that is priced well, and which can provide a reasonable cash flow.
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What is the maximum interest you can deduct on your federal tax return to purchase or improve a first or second home?
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| A |
One of the greatest benefits of home ownership is the federal tax deduction for interest up to, but not exceeding, $1million. |
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