Cleveland, Ooltewah and Athens real estate and homes for sale in Tennessee - Jannis Sams and Max Phillips, REALTOR® Jannis Sams and Max Phillips REALTOR(r) for Cleveland, Ooltewah and Athens, Tennessee real estate - NUMBER1EXPERT™ Jannis Sams and Max Phillips NUMBER1EXPERT(tm) for Cleveland, Ooltewah and Athens, Tennessee real estate
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Mortgage Prequalification: Cleveland, Ooltewah and Athens Tennessee home buying, real estate listings, and homes for sale in Bradley                        County, TN
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Cleveland, Ooltewah and Athens Realtors to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you!
 

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Real Estate Tips
Real Estate Contracts >Contingency Contracts

Buyers walk into your home in your area and fall in love with it. There is one problem--they will have to sell their home before they can buy yours. Their offer contains a contingency clause which makes the purchase dependent upon selling their present home. Should you accept such an offer?

Your decision should be based on several factors. Is their home being professionally marketed at this time, or are they trying to sell it themselves (a risky proposition!)? How long has it been on the market? Is it overpriced? If the house doesn't sell, can the buyers take out a bridge loan or make other arrangements to get to the closing table? How important is timing for you? Will the buyers agree to let you continue marketing your home and accept a non-contingent contract (and void theirs) if their house does not sell? Contingent contracts often work out well, but you need the help of a professional to weigh the pros and cons.

See All Tips In The "Real Estate Contracts" Category >
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Real Estate Trivia
Q 
What did 75% of 10,000 buyers surveyed by the NAR list as their top reasons for selecting a Real Estate Professional?

A 
Knowledge of the housing market, knowledge of real estate practices and financing, and familiarity with neighborhoods.
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Jannis Sams and Max Phillips, REALTORŪ, real estate agent and broker for Cleveland, Ooltewah and Athens Tennessee home listings, property and land for sale - NUMBER1EXPERT(tm)

JANNIS SAMS and MAX PHILLIPS
Crye-Leike, REALTORS

4627 North Lee Hwy.
Cleveland, TN 37312
OFFICE: (423) 473-9545
Max Cell: (423) 596-7173
Jannis Cell: (423) 503-2945
Fax: (423) 473-8275
Email JANNIS: Jannis.Sams@EastTennessee-RealEstate.com
Email MAX: gmaxphillips@msn.com

Welcome to East Tennessee Real Estate! Professionals Jannis Sams and Max Phillips are here to help, whether your buying, selling, or leasing. For over 23 years, Jannis and Max have specialized in residential, commercial, land, and developments. They are people you can trust and dedicated to provide the service you deserve. So, if you have any East Tennessee Real Estate needs give Jannis or Max a call today!

CRSEqual HousingGRIMLSREALTORRELO


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