Cleveland, Ooltewah and Athens real estate and homes for sale in Tennessee - Jannis Sams and Max Phillips, REALTOR® Jannis Sams and Max Phillips REALTOR(r) for Cleveland, Ooltewah and Athens, Tennessee real estate - NUMBER1EXPERT™ Jannis Sams and Max Phillips NUMBER1EXPERT(tm) for Cleveland, Ooltewah and Athens, Tennessee real estate
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It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request our free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to us through our professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. 

When you click on any link above, you'll see your chosen site, along with a form at the bottom of your screen. Use this form to request our quick Status Report on any homes or other real estate that interests you. It's free and without obligation. 

Remember: As top Cleveland, Ooltewah and Athens area Realtors, it's our job to know more about a property than any web site. Make sure you have the most current information! 

 



Real Estate Tips
First Time Buyers >Insuring Your Home

Many home buyers are concerned about whether they have an insurable interest in the property before the actual closing. The answer is an unqualified "yes". Although the buyer is not yet the recorded owner of the property, he or she has an insurable interest in the property as soon as the agreement of sale is executed by both the buyer and seller.

Should you get hazard insurance before the closing? It depends. Buyers do not usually insure a property until the title passes to them from the seller. However, it's wise to know what the agreement between you and the seller stipulates with regard to insurance.

Most agreements state that the property will be insured for a specific amount. This is very important to both parties. From the buyer's point of view, it is also critical that an adequate sum or full replacement value be stipulated. Watch out for agreements which read "as now insured". This is an all-too-common practice which usually indicates that the seller does not to want to increase inadequate insurance coverage.

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Real Estate Trivia
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What did 75% of 10,000 buyers surveyed by the NAR list as their top reasons for selecting a Real Estate Professional?

A 
Knowledge of the housing market, knowledge of real estate practices and financing, and familiarity with neighborhoods.
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Jannis Sams and Max Phillips, REALTORŪ, real estate agent and broker for Cleveland, Ooltewah and Athens Tennessee home listings, property and land for sale - NUMBER1EXPERT(tm)

JANNIS SAMS and MAX PHILLIPS
Crye-Leike, REALTORS

4627 North Lee Hwy.
Cleveland, TN 37312
OFFICE: (423) 473-9545
Max Cell: (423) 596-7173
Jannis Cell: (423) 503-2945
Fax: (423) 473-8275
Email JANNIS: Jannis.Sams@EastTennessee-RealEstate.com
Email MAX: gmaxphillips@msn.com

Welcome to East Tennessee Real Estate! Professionals Jannis Sams and Max Phillips are here to help, whether your buying, selling, or leasing. For over 23 years, Jannis and Max have specialized in residential, commercial, land, and developments. They are people you can trust and dedicated to provide the service you deserve. So, if you have any East Tennessee Real Estate needs give Jannis or Max a call today!

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