Cleveland, Ooltewah and Athens real estate and homes for sale in Tennessee - Jannis Sams and Max Phillips, REALTOR® Jannis Sams and Max Phillips REALTOR(r) for Cleveland, Ooltewah and Athens, Tennessee real estate - NUMBER1EXPERT™ Jannis Sams and Max Phillips NUMBER1EXPERT(tm) for Cleveland, Ooltewah and Athens, Tennessee real estate
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Real Estate Tips
Interest Rates >Second Home Financing

You have returned every year to your favorite vacation area, and have finally decided to buy a second home in the special place where you enjoy your holidays. It is an excellent time to apply for a mortgage loan to make your purchase.

The climate for second home mortgages is the most favorable in years. Low interest rates and a recovering economy have attracted more buyers than ever before to purchase a second home for investment and vacation purposes. Many homeowners with a strong credit history have been able to qualify for a home equity loan at excellent rates, and have used their equity cash for down payment and closing costs on a second home.

Lending institutions are offering a wide range of affordable home loans. The rule of thumb is that a buyer can qualify for a loan amount based on 28 percent of their gross income. Often repeat buyers discover that they can borrow more than they assumed possible.

If you wish to take advantage of today's reasonable interest rates to purchase a second home, consult a real estate professional who can help to make your dream a reality.

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Real Estate Trivia
Q 
Who is "Freddie Mac", and why is he a big name in real estate?

A 
"Freddie Mac" is the nickname for FHLMC, the Federal Home Loan Mortgage Corporation, which buys mortgages from lending agencies, thus allowing lenders to continually replenish funds for new mortgage loans.
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Jannis Sams and Max Phillips, REALTOR®, real estate agent and broker for Cleveland, Ooltewah and Athens Tennessee home listings, property and land for sale - NUMBER1EXPERT(tm)

JANNIS SAMS and MAX PHILLIPS
Crye-Leike, REALTORS

4627 North Lee Hwy.
Cleveland, TN 37312
OFFICE: (423) 473-9545
Max Cell: (423) 596-7173
Jannis Cell: (423) 503-2945
Fax: (423) 473-8275
Email JANNIS: Jannis.Sams@EastTennessee-RealEstate.com
Email MAX: gmaxphillips@msn.com

Welcome to East Tennessee Real Estate! Professionals Jannis Sams and Max Phillips are here to help, whether your buying, selling, or leasing. For over 23 years, Jannis and Max have specialized in residential, commercial, land, and developments. They are people you can trust and dedicated to provide the service you deserve. So, if you have any East Tennessee Real Estate needs give Jannis or Max a call today!

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